I think it is fair to say that 2019 was a year of change.  Not only 2019, but the latter part of this decade has brought on change.  Our world has faced a myriad of changes in so many different forms.  We have had major catalysts such as Donald Trump who have accelerated change.  Like him or loathe him, we cannot argue that he has not been a trigger for change in the world.  It remains to be seen where the changes he has activated will bring us, but I remain on the hopeful side of the discussion.